Preheat the oven to 350 degrees Fahrenheit.
Grease and flour 1 bread pan. Set aside.
Beat the eggs in a large bowl. Then add the sugar, vegetable oil, water, and pumpkin. Beat again until fully combined.
In a separate bowl, combine baking powder, salt, baking soda, pumpkin pie spice, nutmeg, cinnamon and all purpose flour. Whisk to combine.
Dump the dry ingredients into the wet ingredients and beat together in a large bowl.
Add the chocolate chips into the batter and mix gently by hand until evenly distributed.
Pour the batter into the bread pan. Place the pan in the oven and bake for approximately 70-75 minutes, until a toothpick inserted in the center comes out clean.
Immediately upon removing the Pumpkin Bread from the oven, place chocolate chips on top to decorate if desired.
Allow the Chocolate Chip Pumpkin Bread to cool until it reaches room temperature. Serve and enjoy!